You should rent a motorbike with insurance in HCM if you are coming to Vietnam and planning to explore the country by motorbike. Read this article by Rental Motorbike to understand why renting a motorbike with insurance is a smart decision for your trip!
Do I need to buy insurance when renting a motorbike in Vietnam?

Vietnam has long been an ideal destination for those who love to explore mysterious places and immerse themselves in the local lifestyle. However, motorbike trips often have unexpected risks lurking on the road. If you are a foreign tourist, this problem is even more difficult. Therefore, motorbike rental insurance is the “companion” at motorbike rental in HCM to give us more peace of mind.
When deciding to rent a motorbike with insurance in HCM, you will receive the following benefits:
- Motorbike rental insurance helps you protect your finances in case of an unexpected incident. If the vehicle has an accident or breaks down on the road, the cost of repairs or compensation can become a huge burden. Insurance also covers third-party liability, helping you avoid legal troubles when participating in traffic in Vietnam.
- Motorbike rental insurance provides absolute peace of mind throughout the journey. You can enjoy the beauty of Vietnam without worrying about potential risks. Insurance ensures that, no matter what happens, you are always protected and supported promptly.
- Most importantly, motorbike insurance is also a mandatory requirement under Vietnamese law. Foreign tourists who participate in traffic without valid insurance may face administrative penalties and legal risks.
In short, it is necessary to rent a motorbike with insurance in HCM. Rental Motorbike believes that fully complying with insurance regulations will help your journey go more smoothly and safely.
What types of motorbike insurance are available today?

Choosing the right type of insurance is essential to ensure safety and avoid unnecessary financial risks. Opting to rent a motorbike with insurance in HCM not only protects you from unforeseen circumstances but also minimizes potential liabilities. To avoid unnecessary risks, customers should carefully learn about the types of insurance and read the terms to fully comply with the regulations and ensure their rights.
- Third-party liability insurance: This is a mandatory type of insurance that covers damage or injury to others if you cause an accident. It does not cover the cost of vehicle repairs or medical expenses for yourself.
- Personal accident insurance: Personal accident insurance covers medical expenses for the rider if you get into an accident.
- Anti-theft insurance: Anti-theft insurance helps you avoid major losses if your vehicle is stolen during your rental.
- Comprehensive insurance: If you prefer complete protection, choosing to rent a motorbike with insurance in HCM that includes comprehensive insurance. It offers comprehensive protection, including third-party liability, personal medical expenses and damage to the rental vehicle.
Note that motorcycle insurance doesn’t apply in the event of an accident

Just because you rent a motorbike with insurance in HCM does not mean that all situations are covered by motorcycle insurance. Here are some exceptions where the insurance company will refuse to pay:
- You intentionally create an accident to take advantage of the insurance.
- You rode the motorbike and caused an accident and fled to avoid civil liability. However, if the rider had fully performed his civil liability before fleeing, the insurance may still pay.
- You are underage or over the legal age to ride according to Vietnamese traffic laws.
- You use a fake, erased, expired rider’s license that is not suitable for the type of vehicle you are driving and your rider’s license is temporarily or permanently revoked.
- You have an alcohol concentration exceeding the legal limit or are using prohibited drugs or stimulants when causing the accident.
- Property stolen or robbed during the accident is not covered by the insurance.
- The insurance does not pay for losses not directly related to the accident, including depreciation of property, loss of exploitation of damaged property or economic losses arising afterwards.
- Even if you rent a motorbike with insurance in HCM, the insurance does not cover valuables such as gold, silver, precious stones, antiques, cash, rare paintings or corpses/remains damaged in an accident.
- Losses caused by war, terrorism, earthquakes or natural disasters are not covered.
>> SEE MORE: Top 5 must-experience motorbike routes in North Vietnam
Rental Motorbike – A reputable motorbike rental unit with comprehensive insurance in Ho Chi Minh City

If you are looking for a reputable motorbike rental unit to start your journey to explore Vietnam, Rental Motorbike is the right choice. Why? We offer new models, powerful engines and regular maintenance before each trip. From light scooters for walking around the city to powerful manual motorbikes for adventurers who want to conquer steep passes, we are ready to meet all your needs.
What makes Rental Motorbike different is the comprehensive insurance package that comes with it to protect you from any unexpected risks. Motorcycle insurance here includes third party liability insurance, personal accident insurance and anti-theft insurance, allowing you to enjoy your journey without worrying about unforeseen situations.
The insurance premium is extremely reasonable, ranging from only 3 – 9 USD/day depending on the type of motorbike you choose. When you rent a motorbike with insurance in HCM, this small investment provides great protection, ensuring your trip is not only enjoyable but also absolutely safe.
For foreign tourists, motorbike rental near Tan Son Nhat Airport like Rental Motorbike is the ideal choice. Just a few minutes from the airport, renting a motorbike here helps you save time and is more convenient than ever. The company is located at 263/1/42, Le Duc Tho Street, Go Vap District. This is an easy-to-find location and only a few kilometers from the airport.
For a complete and safe adventure, rent a motorbike with insurance in HCM is not to be missed. Rental Motorbike is committed to bringing great experiences with 100% new vehicles, full insurance and dedicated support services. Do not hesitate, contact us now to rent a motorbike and start your journey to explore Vietnam today!
Contact Info
Address:
Location 1: 263/1/42, Le Duc Tho Street, Go Vap District, Ho Chi Minh City
Location 2: 57, Bat Su Street, Hoan Kiem Ward, Hanoi
Hotline/Whats app: (+84) 966692286
Website: https://rentalmotorbikevn.com/
Facebook: https://www.facebook.com/rentalmotorbikeviet
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Email: dzungmotorbike@gmail.com